Recommended for individuals who shop and pay online. We don't recommend that sellers open a Personal account to receive online payments.
Recommended for casual sellers or non-businesses who wish to get paid online, and who also make online purchases.
Recommended for merchants who operate under a company/group name. It offers additional features such as allowing up to 200 employees limited access to your account and customer service email alias for customer issues to be routed for faster follow-ups.
" (摘錄自 https://www.paypal.com/cgi-bin/helpweb?cmd=_help)
* to use Paypal API requires business account.
* no registration fee (註冊帳戶不用錢)
* charge on receiving payments/withdrawing money (收受貨款/提領存款要收手續費)
* no difference among charges on receiving payments for the 3 types of account. (how about withdrawal?)